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  1. #1
    Forum Sage
    Join Date
    Nov 2005
    Posts
    16,683

    Default Bill collector calling the wrong number

    Just received a call on the home phone from a bill collector.

    The person calling me asked "who is this?"

    I answered "Me. What do you want?"

    He then went into his bill collector spill.

    I interrupted "why are you calling me?"

    His response "you owe Chase" (this time)

    I interrupted with the same question "why are you calling me?"

    He asked me for my social security number as proof that I was not the person he is trying to find.

    I refuse to give it out because I don't have to prove I am not the person who owes the debt. I always ask them what is the social security number of the person you are trying to reach. They always claim that privacy laws prevent them for divulging that information.

    We go back and forth since I have received calls about debts for a person with a similar name to mine that several creditors and collection agencies have been pursuing for years and I don't know he is really a bill collector. I finally speak with a shift supervisor who promises to remove my number from their system. The debt will be sold to another collector who will then call me about the same debt I don't owe.

    My best estimate is this guy skipped on about a dozen banks, credit card companies and pay day lender types.

    Do any of you receive calls from bill collectors about debts you do not owe?

    Some calls are more annoying than others when they mention the value of my house which they legally can not touch in my state even in an involuntary bankruptcy.
    .

    Isn't having a smoking section in a restaurant like having a peeing section in the swimming pool?
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    Not on my ignore list: aleshanee, bestoflife, JayneR, jeri fletcher, mrs-bee, Mrs.Soprano, SouthernLouisianaGal, Penhobby, Excelsior, cellochick, thekidsmom, *DJ*, WhyEvenBother, Marji, Top, NoComment

    My ignore list: Teri in NC, ABP, SherryH

  2. #2
    Like It, Love it, Gotta Have It
    Join Date
    Nov 2005
    Posts
    9,575

    Default

    I've become the specialist is dealing with bill collectors................1. know your rights 2.An answer machine is excellent to let you know who's calling.3. NEVER give your social security # out to anyone...........4. Protect your privacy at all costs..........opt out on information online or opt out of mailing that come to your home.

  3. #3
    Forum Sage
    Join Date
    Jul 2007
    Location
    Autumn is a second spring, when every leaf is a flower!
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    17,744

    Default

    Quote Originally Posted by OverIt View Post
    Just received a call on the home phone from a bill collector.

    The person calling me asked "who is this?"

    I answered "Me. What do you want?"

    He then went into his bill collector spill.

    I interrupted "why are you calling me?"

    His response "you owe Chase" (this time)

    I interrupted with the same question "why are you calling me?"

    He asked me for my social security number as proof that I was not the person he is trying to find.

    I refuse to give it out because I don't have to prove I am not the person who owes the debt. I always ask them what is the social security number of the person you are trying to reach. They always claim that privacy laws prevent them for divulging that information.

    We go back and forth since I have received calls about debts for a person with a similar name to mine that several creditors and collection agencies have been pursuing for years and I don't know he is really a bill collector. I finally speak with a shift supervisor who promises to remove my number from their system. The debt will be sold to another collector who will then call me about the same debt I don't owe.

    My best estimate is this guy skipped on about a dozen banks, credit card companies and pay day lender types.

    Do any of you receive calls from bill collectors about debts you do not owe?

    Some calls are more annoying than others when they mention the value of my house which they legally can not touch in my state even in an involuntary bankruptcy.
    Oh yeah, everytime we move within a few months we start getting letters for someone with the same last name as us for debts he has. It is horrible

    I also get phone calls for a family member but since I am not authorized to do anything about this debt the company won't allow me to give them the family members phone number. GRRR but they will keep calling me.

  4. #4

    Default

    Yes.

    Someone called yesterday to lower our church credit card. (We don't have one)...then it gives you the option to dial 9 to talk to an operator.

    So, I dialed 9 and asked them if they were to die today, if they would go to be with the Lord or with satan?

    I dont think they will call anymore.
    The problem is that some pastors, even some who love the title "man of God," are not actually a "man of God" at all. That is why these type of problems occur. ~ Pastor Kevin Keever
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  5. #5
    Like It, Love it, Gotta Have It
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    Nov 2005
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    South of the border
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    5,261

    Default

    What I love are the medical debt collection companies that try to dig up a debt that was settled at a discount years ago and collect on it. Being deaf helps-

  6. #6
    Fundamental Thinker
    Join Date
    Sep 2006
    Location
    Orlando, FL
    Posts
    4,603

    Default

    Here is a link to the FDCPA (Fair Debt Collection Practices Act)

    http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

    This will help you end those calls.
    Eastland Baptist Church

    Spirituality is an internal matter of the heart.

    οὐ γὰρ ἑαυτοὺς κηρύσσομεν ἀλλὰ Χριστὸν Ἰησοῦν κύριον ἑαυτοὺς δὲ δούλους ὑμῶν διὰ Ἰησοῦν

    Disclaimer:
    The views expressed here are imho.


  7. #7
    Fundamental Thinker
    Join Date
    Nov 2007
    Location
    Texas
    Posts
    3,937

    Default

    Quote Originally Posted by OverIt View Post
    Do any of you receive calls from bill collectors about debts you do not owe?
    Yes, but the time I remember, it was for someone with a totally different name; I think that person had given my phone number at random.

    I explained to them that I was not that person, that I had never heard of the person, and that this number had been my phone number for years.

    I must have sounded honest & sincere because that ended the calls.
    Shall not the Judge of all the earth do right?



    The views expressed in this post are my own opinion (though I would have thought that obvious).
    Views not valid in all 50 states. Limit one to a customer. Void where prohibited by law.



  8. #8
    Fundamental Thinker
    Join Date
    May 2010
    Location
    In a nice little house in nice little neighborhood in a nice little city...
    Posts
    1,348

    Exclamation

    Apparently, there is another pretty shady character with my husband's name...

    We were hassled for quite awhile by a company that claimed my husband quit making payments on his sports car & it was scheduled for repossession (I told them they could TRY to repossess our MINI VAN!!). Finally convinced them they had the wrong guy...after several calls and messages!!! THEN...he received a notice through the mail that he was being compelled to show up for a DNA test to determine paternity of a little girl. Now...I have a sort of twisted sense of humor AND I implicitly trust this man (he's a LOUSY liar!!) so I rather enjoyed greeting him at the door with THAT piece of mail! He showed up for the test and, before it was even done, the young mother told the authorities that he wasn't the guy.

    We've recently moved a few states away...hoping there isn't another loser with his name here...
    “The greatest way to live with honor in this world is to be what we pretend to be.”
    ~Socrates~


    "Say as you think and speak it from your souls.”
    ~William Shakespeare~

  9. #9
    Forum Sage
    Join Date
    Nov 2005
    Posts
    16,683

    Default

    Quote Originally Posted by Mathew Ward View Post
    Here is a link to the FDCPA (Fair Debt Collection Practices Act)

    http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

    This will help you end those calls.


    The debt is being moved around to different collection agencies which allows them to start over.
    .

    Isn't having a smoking section in a restaurant like having a peeing section in the swimming pool?
    __________________
    .

    You must be really cute!
    Awwwww, I think I have a crush on you!!
    __________________
    .

    Not on my ignore list: aleshanee, bestoflife, JayneR, jeri fletcher, mrs-bee, Mrs.Soprano, SouthernLouisianaGal, Penhobby, Excelsior, cellochick, thekidsmom, *DJ*, WhyEvenBother, Marji, Top, NoComment

    My ignore list: Teri in NC, ABP, SherryH

  10. #10
    Like It, Love it, Gotta Have It
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    Feb 2007
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    6,598

    Default

    If they asked for your SS #, it was a scam. NEVER give out your SS#, personal or banking info over the phone. If you owed Chase they would have already had your SS #.

 

 

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